Last updated: May 2026
Why This Site Exists
In February 2025, I was struck by a vehicle while walking through a supermarket parking lot.
What followed wasn’t just a painful physical recovery — it was a crash course in how broken and confusing the American medical billing system really is.
Epidurals. Specialist consultations. Imaging. Referrals to neurologists and neurosurgeons. Each appointment generated a bill. Each bill raised questions. Almost nobody — not the hospital, not the insurance company, not the billing department — made it easy to understand what I actually owed, what I could dispute, or what help was available.
So I started digging.
I learned that medical billing errors are rampant. I learned that most hospitals have charity care programs they don’t advertise. I learned that bills are negotiable far more often than patients realize. And I learned that roughly 4 in 10 people who challenge a medical bill get it reduced — but most never try.
Fight Med Bills is what I wish I’d had during those first weeks of opening envelopes I didn’t understand.
What You’ll Find Here
This site is built for patients, not industry insiders. Every article is designed to do one thing: help you stop overpaying for medical care.
You’ll find:
- Step-by-step guides to disputing, negotiating, and reducing medical bills
- Plain-English explanations of your rights under federal laws like the No Surprises Act, ERISA, and HIPAA
- Scripts and templates for the calls and letters you actually have to make
- Honest reviews of services that can advocate on your behalf
- Free downloadable tools like the Medical Bill Error Checklist
Everything is written from the patient’s seat. If a piece of information doesn’t help you do something concrete, it doesn’t make it onto the site.
What I’m Not
I’m not a lawyer. I’m not a certified medical coder. I’m not a CPA, a licensed insurance agent, or a credentialed patient advocate.
I’m someone who got buried in medical bills, fought back, and learned the system from the inside.
That perspective has limits — and they matter. The information on this site is educational, not professional advice. For decisions specific to your case, you should consult someone who carries the credentials and the liability that comes with them. Our Disclaimer covers this in detail.
How I Research and Write
Every article on this site is grounded in three things: federal and state law, publicly available patient-rights guidance from sources like CMS and the Consumer Financial Protection Bureau, and direct experience navigating the system.
When laws or guidance change, I update the affected articles and note the revision date. When I get something wrong, I correct it.
If you spot an error or believe something on this site is misleading, please email contact@fightmedbills.com. Reader corrections are welcome and taken seriously.
How This Site Makes Money
Fight Med Bills is free to read and always will be.
The site is funded through affiliate partnerships — when readers use partner services like Goodbill, Resolve Medical Bills, or CareRoute, we may earn a commission at no additional cost to you. This is how independent sites in this space stay independent.
Recommendations are not for sale. Affiliate revenue does not determine what we cover or what we say about it. For full details, see our Affiliate Disclosure.
Get in Touch
Questions, corrections, story ideas, or partnership inquiries: contact@fightmedbills.com
You don’t have to just pay what they send you.
Let’s fight back.